This is certainly not true. It is true that medical insurers may sometimes take a position of principle rather than commercial realism in cases where they consider the claim is misconceived. In circumstances in which support for the claim is obtained from a reputable independent medical specialist, this should not occur. Our experience is that less than 10% of cases we handle go to trial. Of this 10%, the majority of clients obtain a settlement offer and so ultimately have a choice whether to take their case to trial or not